U.S. Federal Government (non-Defense) / Department of Agriculture / Loan Specialist

Job-title file

Loan Specialist

Coordinate and deliver a specific program area, supporting planning, outreach, and daily operations.

3,076 employees hold this title in Department of Agriculture. Median total compensation for the role is $89,860, above the department median of $77,955.

Employees: 3,076
Total payroll: $273.9M
Role median: $89,860
Agency median: $77,955
Comparison: Above

What the records show

Role pay distribution

Pay distribution for this role

$0$134,435+

Hover a bar for its range; click to filter the list below.

How total compensation varies among the 3,076 people in this role. Even for one job title, pay differs with seniority, step, overtime, and tenure. Each bar is a pay range; the far-right bar collects the highest earners.

Compared with the local labor market

Loan Specialist pay vs. the United States

Across all employers in the United States, the median wage for Loan Officers — about 274,330 people — is $76,690. Department of Agriculture pays a median base salary of $89,860 for this role, 17% above that figure — about the 62nd percentile of local pay for the occupation.

Where Department of Agriculture sits in the local pay range

10th

25th

Median

75th

90th

$39,430

$52,730

$76,690

$104,080

$153,180

Department of Agriculture median · $89,860

The bar is the range of annual wages for Loan Officers across every employer in the United States, from the 10th to the 90th percentile, with the middle 50% highlighted. The marker shows Department of Agriculture’s median base salary for this role. Both figures are base pay only.

Computed over the 3,064 of 3,076 people in this role paid at least $25,000 in base salary. The rest are part-year or part-time records, whose actual pay isn’t comparable to a full-time annual wage.

Median total compensation for this role at Department of Agriculture is $89,860, which includes overtime and employer-paid benefits. The benchmark above excludes both, so total compensation is deliberately not compared against it.

Benchmark: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (May 2025). BLS Occupational Employment and Wage Statistics (OEWS) covers all employers in the area — private, non-profit, and government alike — so this is a comparison against the whole local labor market for the occupation, not against private-sector pay. OEWS wages are straight-time pay and exclude overtime, shift differentials, and employer-paid benefits, so the government figure shown here is base pay on the same basis. Total compensation is not comparable to it. Job titles are matched to the closest standard occupation, so the comparison is between similar work rather than an identical job classification.

Compare departments

This role across U.S. Federal Government (non-Defense)

Loan Specialist is held in 11 U.S. Federal Government (non-Defense) departments. In Department of Agriculture, the median of $89,860 ranks #10 of 11.

Highest-paying departments for this role

Department of Treasury

$185,746 · 1

Department of Energy

$157,982 · 45

Export-Import Bank of the United States

$157,982 · 88

Department of Transportation

$155,659 · 6

Environmental Protection Agency

$146,375 · 4

Department of Interior

$142,437 · 6

Department of Commerce

$128,006 · 10

Department of Housing and Urban Developm

$121,342 · 9

Department of Veterans Affairs

$91,179 · 432

Small Business Administration

$69,729 · 2,173

Median total compensation for the Loan Specialist role in other U.S. Federal Government (non-Defense)departments (highest first). Each bar links to that department’s page for this role.

Compare jurisdictions

Loan Specialist beyond U.S. Federal Government (non-Defense)

This role is reported in 2 jurisdictions. In U.S. Federal Government (non-Defense), the median of $82,891 ranks #1 of 2. See Loan Specialist across all of U.S. Federal Government (non-Defense) →

Highest-paying jurisdictions for this role

Texas

$74,429 · 39

Median total compensation for comparable Loan Specialist roles in other jurisdictions. Titles are matched by normalized name across sources, not identical job classification, and pay is not cost-of-living adjusted. Each bar links to that jurisdiction’s page for the role.

Record list

Employees with this title

Page 4

Paul Long

Loan Specialist/Department of Agriculture

2024 total comp

$114,942

Sub-department: Farm Service Agency
Base pay: $114,942
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,942
Pay grade: 13
Work city: Tualatin
Work county: Washington
Work state: Oregon

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,942
Basic Pay (before locality): $91,471
Country: United States
Duty Station Code: 412100067
Length of Service (Years): 8
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Agriculture, Paul Long serves as a Loan Specialist based in Tualatin, Oregon. Their 2024 pay totaled $114,942. They are classified at grade 13.

Julia Johnson

Loan Specialist/Department of Agriculture

2024 total comp

$114,938

Sub-department: Rural Development
Base pay: $114,938
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,938
Pay grade: 12
Work city: Raleigh
Work county: Wake
Work state: North Carolina

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,938
Basic Pay (before locality): $94,289
Country: United States
Duty Station Code: 373750183
Length of Service (Years): 16
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Julia Johnson is a Loan Specialist at Department of Agriculture based in Raleigh, North Carolina. 2024 total compensation came to $114,938. They are classified at grade 12.

Andrew Huey

Loan Specialist/Department of Agriculture

2024 total comp

$114,844

Sub-department: Farm Service Agency
Base pay: $114,844
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,844
Pay grade: 12
Work city: Columbus
Work county: Franklin
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,844
Basic Pay (before locality): $94,289
Country: United States
Duty Station Code: 391800049
Length of Service (Years): 34
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Andrew Huey holds the role of Loan Specialist at Department of Agriculture based in Columbus, Ohio. In 2024, their total compensation was $114,844. Their pay grade is 12.

Robin Sato

Loan Specialist/Department of Agriculture

2024 total comp

$114,835

Sub-department: Rural Development
Base pay: $114,835
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,835
Pay grade: 12
Work city: Hilo
Work county: Hawaii
Work state: Hawaii

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,835
Basic Pay (before locality): $94,289
Country: United States
Duty Station Code: 151900001
Length of Service (Years): 28
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Robin Sato holds the role of Loan Specialist at Department of Agriculture based in Hilo, Hawaii. In 2024, their total compensation was $114,835. Their pay grade is 12.

William Mckee

Loan Specialist/Department of Agriculture

2024 total comp

$114,827

Sub-department: Farm Service Agency
Base pay: $114,827
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,827
Pay grade: 12
Work city: Cambridge
Work county: Henry
Work state: Illinois

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,827
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 171290073
Length of Service (Years): 31
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

William Mckee works as a Loan Specialist for Department of Agriculture based in Cambridge, Illinois. William earned $114,827 in 2024. Their pay grade is 12.

Craig Thines

Loan Specialist/Department of Agriculture

2024 total comp

$114,827

Sub-department: Farm Service Agency
Base pay: $114,827
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,827
Pay grade: 12
Work city: Maquoketa
Work county: Jackson
Work state: Iowa

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,827
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 195240097
Length of Service (Years): 32
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Craig Thines is a Loan Specialist at Department of Agriculture based in Maquoketa, Iowa. 2024 total compensation came to $114,827. They are classified at grade 12.

Brian Bagnell

Loan Specialist/Department of Agriculture

2024 total comp

$114,818

Sub-department: Farm Service Agency
Base pay: $114,818
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,818
Pay grade: 12
Work city: Richmond
Work county: Ray
Work state: Missouri

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,818
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 296770177
Length of Service (Years): 42
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Brian Bagnell is a Loan Specialist at Department of Agriculture based in Richmond, Missouri. 2024 total compensation came to $114,818. They are classified at grade 12.

Annette Brandt

Loan Specialist/Department of Agriculture

2024 total comp

$114,818

Sub-department: Farm Service Agency
Base pay: $114,818
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,818
Pay grade: 12
Work city: Carrollton
Work county: Carroll
Work state: Missouri

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,818
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 291420033
Length of Service (Years): 29
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Annette Brandt works as a Loan Specialist for Department of Agriculture based in Carrollton, Missouri. Annette earned $114,818 in 2024. Their pay grade is 12.

Bruce Nutsch

Loan Specialist/Department of Agriculture

2024 total comp

$114,818

Sub-department: Farm Service Agency
Base pay: $114,818
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,818
Pay grade: 12
Work city: Effingham
Work county: Atchison
Work state: Kansas

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,818
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 201520005
Length of Service (Years): 39
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Bruce Nutsch holds the role of Loan Specialist at Department of Agriculture based in Effingham, Kansas. In 2024, their total compensation was $114,818. Their pay grade is 12.

Guadalupe Kirby

Loan Specialist/Department of Agriculture

2024 total comp

$114,813

Sub-department: Rural Development
Base pay: $114,813
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,813
Pay grade: 13
Work city: Cullman
Work county: Cullman
Work state: Alabama

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,813
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 010830043
Length of Service (Years): 12
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Guadalupe Kirby works as a Loan Specialist for Department of Agriculture based in Cullman, Alabama. Guadalupe earned $114,813 in 2024. Their pay grade is 13.

Betty Soto

Loan Specialist/Department of Agriculture

2024 total comp

$114,663

Sub-department: Rural Development
Base pay: $114,663
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,663
Pay grade: 12
Work city: Seguin
Work county: Guadalupe
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,663
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 486290187
Length of Service (Years): 38
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Betty Soto works as a Loan Specialist for Department of Agriculture based in Seguin, Texas. Betty earned $114,663 in 2024. Their pay grade is 12.

Calvin Askew

Loan Specialist/Department of Agriculture

2024 total comp

$114,634

Sub-department: Rural Development
Base pay: $114,634
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,634
Pay grade: 12
Work city: Winton
Work county: Hertford
Work state: North Carolina

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,634
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 375140091
Length of Service (Years): 36
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Calvin Askew works as a Loan Specialist for Department of Agriculture based in Winton, North Carolina. Calvin earned $114,634 in 2024. Their pay grade is 12.

Peggy Jordan

Loan Specialist/Department of Agriculture

2024 total comp

$114,634

Sub-department: Rural Development
Base pay: $114,634
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,634
Pay grade: 12
Work city: Courtland
Work county: Southampton
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,634
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 510650175
Length of Service (Years): 37
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Peggy Jordan holds the role of Loan Specialist at Department of Agriculture based in Courtland, Virginia. In 2024, their total compensation was $114,634. Their pay grade is 12.

Mary Jones

Loan Specialist/Department of Agriculture

2024 total comp

$114,634

Sub-department: Rural Development
Base pay: $114,634
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,634
Pay grade: 12
Work city: Courtland
Work county: Southampton
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,634
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 510650175
Length of Service (Years): 35
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Mary Jones is a Loan Specialist at Department of Agriculture based in Courtland, Virginia. 2024 total compensation came to $114,634. They are classified at grade 12.

Thomas Kuklinski

Loan Specialist/Department of Agriculture

2024 total comp

$114,611

Sub-department: Farm Service Agency
Base pay: $114,611
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,611
Pay grade: 12
Work city: Lewiston
Work county: Androscoggin
Work state: Maine

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,611
Basic Pay (before locality): $86,846
Country: United States
Duty Station Code: 234350001
Length of Service (Years): 28
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Agriculture, Thomas Kuklinski serves as a Loan Specialist based in Lewiston, Maine. Their 2024 pay totaled $114,611. They are classified at grade 12.

Jose Arroyo

Loan Specialist/Department of Agriculture

2024 total comp

$114,390

Sub-department: Rural Development
Base pay: $114,390
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,390
Pay grade: 11
Work city: Modesto
Work county: Stanislaus
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,390
Basic Pay (before locality): $78,667
Country: United States
Duty Station Code: 062200099
Length of Service (Years): 22
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Jose Arroyo works as a Loan Specialist for Department of Agriculture based in Modesto, California. Jose earned $114,390 in 2024. Their pay grade is 11.

Gerardo Cordova

Loan Specialist/Department of Agriculture

2024 total comp

$114,332

Sub-department: Rural Development
Base pay: $114,332
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $114,332
Pay grade: 13
Work city: Carson City
Work county: Carson City
Work state: Nevada

Source-specific fields

Adjusted Basic Pay (incl. locality): $114,332
Basic Pay (before locality): $88,520
Country: United States
Duty Station Code: 320050510
Length of Service (Years): 7
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Gerardo Cordova works as a Loan Specialist for Department of Agriculture based in Carson City, Nevada. Gerardo earned $114,332 in 2024. Their pay grade is 13.