U.S. Federal Government (non-Defense) / Department of Veterans Affairs / Loan Specialist

Job-title file

Loan Specialist

Coordinate and deliver a specific program area, supporting planning, outreach, and daily operations.

432 employees hold this title in Department of Veterans Affairs. Median total compensation for the role is $91,179, above the department median of $88,751.

Employees: 432
Total payroll: $41.7M
Role median: $91,179
Agency median: $88,751
Comparison: Above

What the records show

Role pay distribution

Pay distribution for this role

$51,203$166,434+

Hover a bar for its range; click to filter the list below.

How total compensation varies among the 432 people in this role. Even for one job title, pay differs with seniority, step, overtime, and tenure. Each bar is a pay range; the far-right bar collects the highest earners.

Compared with the local labor market

Loan Specialist pay vs. the United States

Across all employers in the United States, the median wage for Loan Officers — about 274,330 people — is $76,690. Department of Veterans Affairs pays a median base salary of $91,179 for this role, 19% above that figure — about the 63rd percentile of local pay for the occupation.

Where Department of Veterans Affairs sits in the local pay range

10th

25th

Median

75th

90th

$39,430

$52,730

$76,690

$104,080

$153,180

Department of Veterans Affairs median · $91,179

The bar is the range of annual wages for Loan Officers across every employer in the United States, from the 10th to the 90th percentile, with the middle 50% highlighted. The marker shows Department of Veterans Affairs’s median base salary for this role. Both figures are base pay only.

Median total compensation for this role at Department of Veterans Affairs is $91,179, which includes overtime and employer-paid benefits. The benchmark above excludes both, so total compensation is deliberately not compared against it.

Benchmark: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (May 2025). BLS Occupational Employment and Wage Statistics (OEWS) covers all employers in the area — private, non-profit, and government alike — so this is a comparison against the whole local labor market for the occupation, not against private-sector pay. OEWS wages are straight-time pay and exclude overtime, shift differentials, and employer-paid benefits, so the government figure shown here is base pay on the same basis. Total compensation is not comparable to it. Job titles are matched to the closest standard occupation, so the comparison is between similar work rather than an identical job classification.

Compare departments

This role across U.S. Federal Government (non-Defense)

Loan Specialist is held in 11 U.S. Federal Government (non-Defense) departments. In Department of Veterans Affairs, the median of $91,179 ranks #9 of 11.

Highest-paying departments for this role

Department of Treasury

$185,746 · 1

Export-Import Bank of the United States

$157,982 · 88

Department of Energy

$157,982 · 45

Department of Transportation

$155,659 · 6

Environmental Protection Agency

$146,375 · 4

Department of Interior

$142,437 · 6

Department of Commerce

$128,006 · 10

Department of Housing and Urban Developm

$121,342 · 9

Department of Agriculture

$89,860 · 3,076

Small Business Administration

$69,729 · 2,173

Median total compensation for the Loan Specialist role in other U.S. Federal Government (non-Defense)departments (highest first). Each bar links to that department’s page for this role.

Compare jurisdictions

Loan Specialist beyond U.S. Federal Government (non-Defense)

This role is reported in 2 jurisdictions. In U.S. Federal Government (non-Defense), the median of $82,891 ranks #1 of 2. See Loan Specialist across all of U.S. Federal Government (non-Defense) →

Highest-paying jurisdictions for this role

Texas

$74,429 · 39

Median total compensation for comparable Loan Specialistroles in other jurisdictions. Titles are matched by normalized name across sources, not identical job classification, and pay is not cost-of-living adjusted. Each bar links to that jurisdiction’s page for the role.

Record list

Employees with this title

Page 1

Bernice Green

Loan Specialist/Department of Veterans Affairs

2024 total comp

$120,341

Sub-department: Veterans Benefits Administration
Base pay: $120,341
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $120,341
Pay grade: 12
Work city: Houston
Work county: Harris
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $120,341
Basic Pay (before locality): $89,327
Country: United States
Duty Station Code: 483280201
Length of Service (Years): 14
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Bernice Green holds the role of Loan Specialist at Department of Veterans Affairs based in Houston, Texas. In 2024, their total compensation was $120,341. Their pay grade is 12.

Nelson Steele

Loan Specialist/Department of Veterans Affairs

2024 total comp

$120,341

Sub-department: Veterans Benefits Administration
Base pay: $120,341
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $120,341
Pay grade: 12
Work city: Houston
Work county: Harris
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $120,341
Basic Pay (before locality): $89,327
Country: United States
Duty Station Code: 483280201
Length of Service (Years): 15
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Veterans Affairs, Nelson Steele serves as a Loan Specialist based in Houston, Texas. Their 2024 pay totaled $120,341. They are classified at grade 12.

Kendra Smith

Loan Specialist/Department of Veterans Affairs

2024 total comp

$120,207

Sub-department: Veterans Benefits Administration
Base pay: $120,207
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $120,207
Pay grade: 13
Work city: Atlanta
Work county: Fulton
Work state: Georgia

Source-specific fields

Adjusted Basic Pay (incl. locality): $120,207
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 130280121
Length of Service (Years): 32
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Veterans Affairs, Kendra Smith serves as a Loan Specialist based in Atlanta, Georgia. Their 2024 pay totaled $120,207. They are classified at grade 13.

Tracey Carter

Loan Specialist/Department of Veterans Affairs

2024 total comp

$120,207

Sub-department: Veterans Benefits Administration
Base pay: $120,207
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $120,207
Pay grade: 13
Work city: Atlanta
Work county: Fulton
Work state: Georgia

Source-specific fields

Adjusted Basic Pay (incl. locality): $120,207
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 130280121
Length of Service (Years): 24
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Tracey Carter holds the role of Loan Specialist at Department of Veterans Affairs based in Atlanta, Georgia. In 2024, their total compensation was $120,207. Their pay grade is 13.

Jeffery Pernell

Loan Specialist/Department of Veterans Affairs

2024 total comp

$120,207

Sub-department: Veterans Benefits Administration
Base pay: $120,207
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $120,207
Pay grade: 13
Work city: Atlanta
Work county: Fulton
Work state: Georgia

Source-specific fields

Adjusted Basic Pay (incl. locality): $120,207
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 130280121
Length of Service (Years): 16
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Jeffery Pernell works as a Loan Specialist for Department of Veterans Affairs based in Atlanta, Georgia. Jeffery earned $120,207 in 2024. Their pay grade is 13.

David Hein

Loan Specialist/Department of Veterans Affairs

2024 total comp

$120,058

Sub-department: Veterans Benefits Administration
Base pay: $120,058
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $120,058
Pay grade: 13
Work city: Saint Paul
Work county: Ramsey
Work state: Minnesota

Source-specific fields

Adjusted Basic Pay (incl. locality): $120,058
Basic Pay (before locality): $94,422
Country: United States
Duty Station Code: 276330123
Length of Service (Years): 19
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

David Hein is a Loan Specialist at Department of Veterans Affairs based in Saint Paul, Minnesota. 2024 total compensation came to $120,058. They are classified at grade 13.

Heather Grover

Loan Specialist/Department of Veterans Affairs

2024 total comp

$118,815

Sub-department: Veterans Benefits Administration
Base pay: $118,815
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $118,815
Pay grade: 13
Work city: Phoenix
Work county: Maricopa
Work state: Arizona

Source-specific fields

Adjusted Basic Pay (incl. locality): $118,815
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 040370013
Length of Service (Years): 34
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Heather Grover is a Loan Specialist at Department of Veterans Affairs based in Phoenix, Arizona. 2024 total compensation came to $118,815. They are classified at grade 13.

Millicent Gaiter

Loan Specialist/Department of Veterans Affairs

2024 total comp

$118,805

Sub-department: Veterans Benefits Administration
Base pay: $118,805
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $118,805
Pay grade: 13
Work city: Cleveland
Work county: Cuyahoga
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $118,805
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 391680035
Length of Service (Years): 16
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Veterans Affairs, Millicent Gaiter serves as a Loan Specialist based in Cleveland, Ohio. Their 2024 pay totaled $118,805. They are classified at grade 13.

Krista Fortune

Loan Specialist/Department of Veterans Affairs

2024 total comp

$118,069

Sub-department: Veterans Benefits Administration
Base pay: $118,069
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $118,069
Pay grade: 12
Work city: Painesville
Work county: Lake
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $118,069
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 396320085
Length of Service (Years): 22
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Krista Fortune holds the role of Loan Specialist at Department of Veterans Affairs based in Painesville, Ohio. In 2024, their total compensation was $118,069. Their pay grade is 12.

James Kryska

Loan Specialist/Department of Veterans Affairs

2024 total comp

$118,069

Sub-department: Veterans Benefits Administration
Base pay: $118,069
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $118,069
Pay grade: 12
Work city: Cleveland
Work county: Cuyahoga
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $118,069
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 391680035
Length of Service (Years): 33
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Veterans Affairs, James Kryska serves as a Loan Specialist based in Cleveland, Ohio. Their 2024 pay totaled $118,069. They are classified at grade 12.

Furman Keith

Loan Specialist/Department of Veterans Affairs

2024 total comp

$117,963

Sub-department: Veterans Benefits Administration
Base pay: $117,963
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $117,963
Pay grade: 12
Work city: Fayetteville
Work county: Cumberland
Work state: North Carolina

Source-specific fields

Adjusted Basic Pay (incl. locality): $117,963
Basic Pay (before locality): $96,770
Country: United States
Duty Station Code: 371670051
Length of Service (Years): 19
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Veterans Affairs, Furman Keith serves as a Loan Specialist based in Fayetteville, North Carolina. Their 2024 pay totaled $117,963. They are classified at grade 12.

Bruce Janney

Loan Specialist/Department of Veterans Affairs

2024 total comp

$117,198

Sub-department: Veterans Benefits Administration
Base pay: $117,198
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $117,198
Pay grade: 13
Work city: Roanoke
Work county: Roanoke
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $117,198
Basic Pay (before locality): $100,324
Country: United States
Duty Station Code: 512100770
Length of Service (Years): 14
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Veterans Affairs, Bruce Janney serves as a Loan Specialist based in Roanoke, Virginia. Their 2024 pay totaled $117,198. They are classified at grade 13.

Malcolm Chandler

Loan Specialist/Department of Veterans Affairs

2024 total comp

$116,018

Sub-department: Veterans Benefits Administration
Base pay: $116,018
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $116,018
Pay grade: 12
Work city: Lakewood
Work county: Jefferson
Work state: Colorado

Source-specific fields

Adjusted Basic Pay (incl. locality): $116,018
Basic Pay (before locality): $89,327
Country: United States
Duty Station Code: 081435059
Length of Service (Years): 14
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Malcolm Chandler works as a Loan Specialist for Department of Veterans Affairs based in Lakewood, Colorado. Malcolm earned $116,018 in 2024. Their pay grade is 12.

Phillip Houk

Loan Specialist/Department of Veterans Affairs

2024 total comp

$115,214

Sub-department: Veterans Benefits Administration
Base pay: $115,214
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $115,214
Pay grade: 13
Work city: Phoenix
Work county: Maricopa
Work state: Arizona

Source-specific fields

Adjusted Basic Pay (incl. locality): $115,214
Basic Pay (before locality): $94,422
Country: United States
Duty Station Code: 040370013
Length of Service (Years): 10
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Phillip Houk works as a Loan Specialist for Department of Veterans Affairs based in Phoenix, Arizona. Phillip earned $115,214 in 2024. Their pay grade is 13.

Debra Durma

Loan Specialist/Department of Veterans Affairs

2024 total comp

$115,042

Sub-department: Veterans Benefits Administration
Base pay: $115,042
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $115,042
Pay grade: 12
Work city: Cleveland
Work county: Cuyahoga
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $115,042
Basic Pay (before locality): $94,289
Country: United States
Duty Station Code: 391680035
Length of Service (Years): 37
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Veterans Affairs, Debra Durma serves as a Loan Specialist based in Cleveland, Ohio. Their 2024 pay totaled $115,042. They are classified at grade 12.

Jennifer Melton

Loan Specialist/Department of Veterans Affairs

2024 total comp

$115,042

Sub-department: Veterans Benefits Administration
Base pay: $115,042
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $115,042
Pay grade: 12
Work city: Cleveland
Work county: Cuyahoga
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $115,042
Basic Pay (before locality): $94,289
Country: United States
Duty Station Code: 391680035
Length of Service (Years): 22
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Jennifer Melton holds the role of Loan Specialist at Department of Veterans Affairs based in Cleveland, Ohio. In 2024, their total compensation was $115,042. Their pay grade is 12.