U.S. Federal Government (non-Defense) / Department of Veterans Affairs / Loan Specialist

Job-title file

Loan Specialist

Coordinate and deliver a specific program area, supporting planning, outreach, and daily operations.

432 employees hold this title in Department of Veterans Affairs. Median total compensation for the role is $91,179, above the department median of $88,751.

Employees: 432
Total payroll: $41.7M
Role median: $91,179
Agency median: $88,751
Comparison: Above

What the records show

Role pay distribution

Pay distribution for this role

$51,203$166,434+

Hover a bar for its range; click to filter the list below.

How total compensation varies among the 432 people in this role. Even for one job title, pay differs with seniority, step, overtime, and tenure. Each bar is a pay range; the far-right bar collects the highest earners.

Compared with the local labor market

Loan Specialist pay vs. the United States

Across all employers in the United States, the median wage for Loan Officers — about 274,330 people — is $76,690. Department of Veterans Affairs pays a median base salary of $91,179 for this role, 19% above that figure — about the 63rd percentile of local pay for the occupation.

Where Department of Veterans Affairs sits in the local pay range

10th

25th

Median

75th

90th

$39,430

$52,730

$76,690

$104,080

$153,180

Department of Veterans Affairs median · $91,179

The bar is the range of annual wages for Loan Officers across every employer in the United States, from the 10th to the 90th percentile, with the middle 50% highlighted. The marker shows Department of Veterans Affairs’s median base salary for this role. Both figures are base pay only.

Median total compensation for this role at Department of Veterans Affairs is $91,179, which includes overtime and employer-paid benefits. The benchmark above excludes both, so total compensation is deliberately not compared against it.

Benchmark: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (May 2025). BLS Occupational Employment and Wage Statistics (OEWS) covers all employers in the area — private, non-profit, and government alike — so this is a comparison against the whole local labor market for the occupation, not against private-sector pay. OEWS wages are straight-time pay and exclude overtime, shift differentials, and employer-paid benefits, so the government figure shown here is base pay on the same basis. Total compensation is not comparable to it. Job titles are matched to the closest standard occupation, so the comparison is between similar work rather than an identical job classification.

Compare departments

This role across U.S. Federal Government (non-Defense)

Loan Specialist is held in 11 U.S. Federal Government (non-Defense) departments. In Department of Veterans Affairs, the median of $91,179 ranks #9 of 11.

Highest-paying departments for this role

Department of Treasury

$185,746 · 1

Export-Import Bank of the United States

$157,982 · 88

Department of Energy

$157,982 · 45

Department of Transportation

$155,659 · 6

Environmental Protection Agency

$146,375 · 4

Department of Interior

$142,437 · 6

Department of Commerce

$128,006 · 10

Department of Housing and Urban Developm

$121,342 · 9

Department of Agriculture

$89,860 · 3,076

Small Business Administration

$69,729 · 2,173

Median total compensation for the Loan Specialist role in other U.S. Federal Government (non-Defense)departments (highest first). Each bar links to that department’s page for this role.

Compare jurisdictions

Loan Specialist beyond U.S. Federal Government (non-Defense)

This role is reported in 2 jurisdictions. In U.S. Federal Government (non-Defense), the median of $82,891 ranks #1 of 2. See Loan Specialist across all of U.S. Federal Government (non-Defense) →

Highest-paying jurisdictions for this role

Texas

$74,429 · 39

Median total compensation for comparable Loan Specialistroles in other jurisdictions. Titles are matched by normalized name across sources, not identical job classification, and pay is not cost-of-living adjusted. Each bar links to that jurisdiction’s page for the role.

Record list

Employees with this title

Page 2

Tracy Drachmeister

Loan Specialist/Department of Veterans Affairs

2024 total comp

$75,783

Sub-department: Veterans Benefits Administration
Base pay: $75,783
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $75,783
Pay grade: 11
Work city: Phoenix
Work county: Maricopa
Work state: Arizona

Source-specific fields

Adjusted Basic Pay (incl. locality): $75,783
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 040370013
Length of Service (Years): 16
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Tracy Drachmeister is a Loan Specialist at Department of Veterans Affairs based in Phoenix, Arizona. 2024 total compensation came to $75,783. They are classified at grade 11.

Sara Encinas

Loan Specialist/Department of Veterans Affairs

2024 total comp

$75,783

Sub-department: Veterans Benefits Administration
Base pay: $75,783
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $75,783
Pay grade: 11
Work city: Phoenix
Work county: Maricopa
Work state: Arizona

Source-specific fields

Adjusted Basic Pay (incl. locality): $75,783
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 040370013
Length of Service (Years): 7
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Sara Encinas is a Loan Specialist at Department of Veterans Affairs based in Phoenix, Arizona. 2024 total compensation came to $75,783. They are classified at grade 11.

Edgar Ruiz

Loan Specialist/Department of Veterans Affairs

2024 total comp

$75,783

Sub-department: Veterans Benefits Administration
Base pay: $75,783
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $75,783
Pay grade: 11
Work city: Phoenix
Work county: Maricopa
Work state: Arizona

Source-specific fields

Adjusted Basic Pay (incl. locality): $75,783
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 040370013
Length of Service (Years): 11
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Edgar Ruiz is a Loan Specialist at Department of Veterans Affairs based in Phoenix, Arizona. 2024 total compensation came to $75,783. They are classified at grade 11.

Roger Abernathy

Loan Specialist/Department of Veterans Affairs

2024 total comp

$75,777

Sub-department: Veterans Benefits Administration
Base pay: $75,777
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $75,777
Pay grade: 11
Work city: Cleveland
Work county: Cuyahoga
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $75,777
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 391680035
Length of Service (Years): 1
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Roger Abernathy works as a Loan Specialist for Department of Veterans Affairs based in Cleveland, Ohio. Roger earned $75,777 in 2024. Their pay grade is 11.

Nathaniel Granlund

Loan Specialist/Department of Veterans Affairs

2024 total comp

$75,777

Sub-department: Veterans Benefits Administration
Base pay: $75,777
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $75,777
Pay grade: 11
Work city: Cleveland
Work county: Cuyahoga
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $75,777
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 391680035
Length of Service (Years): 0
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Nathaniel Granlund works as a Loan Specialist for Department of Veterans Affairs based in Cleveland, Ohio. Nathaniel earned $75,777 in 2024. Their pay grade is 11.

Stephen Sobocinski

Loan Specialist/Department of Veterans Affairs

2024 total comp

$75,777

Sub-department: Veterans Benefits Administration
Base pay: $75,777
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $75,777
Pay grade: 11
Work city: Cleveland
Work county: Cuyahoga
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $75,777
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 391680035
Length of Service (Years): 0
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Stephen Sobocinski is a Loan Specialist at Department of Veterans Affairs based in Cleveland, Ohio. 2024 total compensation came to $75,777. They are classified at grade 11.

Michael Maeri

Loan Specialist/Department of Veterans Affairs

2024 total comp

$75,777

Sub-department: Veterans Benefits Administration
Base pay: $75,777
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $75,777
Pay grade: 11
Work city: Cleveland
Work county: Cuyahoga
Work state: Ohio

Source-specific fields

Adjusted Basic Pay (incl. locality): $75,777
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 391680035
Length of Service (Years): 1
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Michael Maeri works as a Loan Specialist for Department of Veterans Affairs based in Cleveland, Ohio. Michael earned $75,777 in 2024. Their pay grade is 11.

Ivan Torres

Loan Specialist/Department of Veterans Affairs

2024 total comp

$74,972

Sub-department: Veterans Benefits Administration
Base pay: $74,972
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $74,972
Pay grade: 11
Work city: Roanoke
Work county: Roanoke
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $74,972
Basic Pay (before locality): $64,177
Country: United States
Duty Station Code: 512100770
Length of Service (Years): 3
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Veterans Affairs, Ivan Torres serves as a Loan Specialist based in Roanoke, Virginia. Their 2024 pay totaled $74,972. They are classified at grade 11.

Lauren Sumrall

Loan Specialist/Department of Veterans Affairs

2024 total comp

$74,972

Sub-department: Veterans Benefits Administration
Base pay: $74,972
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $74,972
Pay grade: 11
Work city: Loxley
Work county: Baldwin
Work state: Alabama

Source-specific fields

Adjusted Basic Pay (incl. locality): $74,972
Basic Pay (before locality): $64,177
Country: United States
Duty Station Code: 011943003
Length of Service (Years): 1
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Lauren Sumrall holds the role of Loan Specialist at Department of Veterans Affairs based in Loxley, Alabama. In 2024, their total compensation was $74,972. Their pay grade is 11.

Sever Baker

Loan Specialist/Department of Veterans Affairs

2024 total comp

$74,972

Sub-department: Veterans Benefits Administration
Base pay: $74,972
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $74,972
Pay grade: 11
Work city: Roanoke
Work county: Roanoke
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $74,972
Basic Pay (before locality): $64,177
Country: United States
Duty Station Code: 512100770
Length of Service (Years): 13
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Sever Baker works as a Loan Specialist for Department of Veterans Affairs based in Roanoke, Virginia. Sever earned $74,972 in 2024. Their pay grade is 11.

Maryann Gilyot

Loan Specialist/Department of Veterans Affairs

2024 total comp

$74,972

Sub-department: Veterans Benefits Administration
Base pay: $74,972
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $74,972
Pay grade: 11
Work city: Saint Petersburg
Work county: Pinellas
Work state: Florida

Source-specific fields

Adjusted Basic Pay (incl. locality): $74,972
Basic Pay (before locality): $64,177
Country: United States
Duty Station Code: 122730103
Length of Service (Years): 8
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Department of Veterans Affairs, Maryann Gilyot serves as a Loan Specialist based in Saint Petersburg, Florida. Their 2024 pay totaled $74,972. They are classified at grade 11.

Drew Lukoff

Loan Specialist/Department of Veterans Affairs

2024 total comp

$74,972

Sub-department: Veterans Benefits Administration
Base pay: $74,972
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $74,972
Pay grade: 11
Work city: Roanoke
Work county: Roanoke
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $74,972
Basic Pay (before locality): $64,177
Country: United States
Duty Station Code: 512100770
Length of Service (Years): 4
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Drew Lukoff works as a Loan Specialist for Department of Veterans Affairs based in Roanoke, Virginia. Drew earned $74,972 in 2024. Their pay grade is 11.

Erik Scott

Loan Specialist/Department of Veterans Affairs

2024 total comp

$74,972

Sub-department: Veterans Benefits Administration
Base pay: $74,972
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $74,972
Pay grade: 11
Work city: Roanoke
Work county: Roanoke
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $74,972
Basic Pay (before locality): $64,177
Country: United States
Duty Station Code: 512100770
Length of Service (Years): 3
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Erik Scott works as a Loan Specialist for Department of Veterans Affairs based in Roanoke, Virginia. Erik earned $74,972 in 2024. Their pay grade is 11.