U.S. Federal Government (non-Defense) / Small Business Administration / Loan Specialist

Job-title file

Loan Specialist

Coordinate and deliver a specific program area, supporting planning, outreach, and daily operations.

2,173 employees hold this title in Small Business Administration. Median total compensation for the role is $69,729, below the department median of $79,560.

Employees: 2,173
Total payroll: $172M
Role median: $69,729
Agency median: $79,560
Comparison: Below

What the records show

Role pay distribution

Pay distribution for this role

$0$141,598+

Hover a bar for its range; click to filter the list below.

How total compensation varies among the 2,173 people in this role. Even for one job title, pay differs with seniority, step, overtime, and tenure. Each bar is a pay range; the far-right bar collects the highest earners.

Compared with the local labor market

Loan Specialist pay vs. the United States

Across all employers in the United States, the median wage for Loan Officers — about 274,330 people — is $76,690. Small Business Administration pays a median base salary of $69,729 for this role, 9% below that figure — about the 43rd percentile of local pay for the occupation.

Where Small Business Administration sits in the local pay range

10th

25th

Median

75th

90th

$39,430

$52,730

$76,690

$104,080

$153,180

Small Business Administration median · $69,729

The bar is the range of annual wages for Loan Officers across every employer in the United States, from the 10th to the 90th percentile, with the middle 50% highlighted. The marker shows Small Business Administration’s median base salary for this role. Both figures are base pay only.

Computed over the 2,167 of 2,173 people in this role paid at least $25,000in base salary. The rest are part-year or part-time records, whose actual pay isn’t comparable to a full-time annual wage.

Median total compensation for this role at Small Business Administration is $69,729, which includes overtime and employer-paid benefits. The benchmark above excludes both, so total compensation is deliberately not compared against it.

Benchmark: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (May 2025). BLS Occupational Employment and Wage Statistics (OEWS) covers all employers in the area — private, non-profit, and government alike — so this is a comparison against the whole local labor market for the occupation, not against private-sector pay. OEWS wages are straight-time pay and exclude overtime, shift differentials, and employer-paid benefits, so the government figure shown here is base pay on the same basis. Total compensation is not comparable to it. Job titles are matched to the closest standard occupation, so the comparison is between similar work rather than an identical job classification.

Compare departments

This role across U.S. Federal Government (non-Defense)

Loan Specialist is held in 11 U.S. Federal Government (non-Defense) departments. In Small Business Administration, the median of $69,729 ranks #11 of 11.

Highest-paying departments for this role

Department of Treasury

$185,746 · 1

Export-Import Bank of the United States

$157,982 · 88

Department of Energy

$157,982 · 45

Department of Transportation

$155,659 · 6

Environmental Protection Agency

$146,375 · 4

Department of Interior

$142,437 · 6

Department of Commerce

$128,006 · 10

Department of Housing and Urban Developm

$121,342 · 9

Department of Veterans Affairs

$91,179 · 432

Department of Agriculture

$89,860 · 3,076

Median total compensation for the Loan Specialist role in other U.S. Federal Government (non-Defense)departments (highest first). Each bar links to that department’s page for this role.

Compare jurisdictions

Loan Specialist beyond U.S. Federal Government (non-Defense)

This role is reported in 2 jurisdictions. In U.S. Federal Government (non-Defense), the median of $82,891 ranks #1 of 2. See Loan Specialist across all of U.S. Federal Government (non-Defense) →

Highest-paying jurisdictions for this role

Texas

$74,429 · 39

Median total compensation for comparable Loan Specialistroles in other jurisdictions. Titles are matched by normalized name across sources, not identical job classification, and pay is not cost-of-living adjusted. Each bar links to that jurisdiction’s page for the role.

Record list

Employees with this title

Page 5

Elizabeth Shivy

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: Gladstone
Work county: Delta
Work state: Michigan

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 261940041
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Elizabeth Shivy is a Loan Specialist at Small Business Administration based in Gladstone, Michigan. 2024 total compensation came to $72,553. They are classified at grade 11.

Scott Smith

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: Idaho Falls
Work county: Bonneville
Work state: Idaho

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 160790019
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Scott Smith holds the role of Loan Specialist at Small Business Administration based in Idaho Falls, Idaho. In 2024, their total compensation was $72,553. Their pay grade is 11.

Anastasia Story

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: El Paso
Work county: El Paso
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 482190141
Length of Service (Years): 5
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Small Business Administration, Anastasia Story serves as a Loan Specialist based in El Paso, Texas. Their 2024 pay totaled $72,553. They are classified at grade 11.

Timothy Tanaka

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: El Paso
Work county: El Paso
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 482190141
Length of Service (Years): 4
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Timothy Tanaka is a Loan Specialist at Small Business Administration based in El Paso, Texas. 2024 total compensation came to $72,553. They are classified at grade 11.

Kristie Trevino

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: Copperas Cove
Work county: Coryell
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 481540099
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Kristie Trevino works as a Loan Specialist for Small Business Administration based in Copperas Cove, Texas. Kristie earned $72,553 in 2024. Their pay grade is 11.

Francela Valle

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: El Paso
Work county: El Paso
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 482190141
Length of Service (Years): 0
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Francela Valle works as a Loan Specialist for Small Business Administration based in El Paso, Texas. Francela earned $72,553 in 2024. Their pay grade is 11.

Jean Vales

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: Potsdam
Work county: Saint Lawrence
Work state: New York

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 365020089
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Jean Vales works as a Loan Specialist for Small Business Administration based in Potsdam, New York. Jean earned $72,553 in 2024. Their pay grade is 11.

Ricky Watkins

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: Douglas
Work county: Coffee
Work state: Georgia

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 131760069
Length of Service (Years): 1
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Ricky Watkins holds the role of Loan Specialist at Small Business Administration based in Douglas, Georgia. In 2024, their total compensation was $72,553. Their pay grade is 11.

Charles Watson

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: Oklahoma City
Work county: Oklahoma
Work state: Oklahoma

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 403550109
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Charles Watson is a Loan Specialist at Small Business Administration based in Oklahoma City, Oklahoma. 2024 total compensation came to $72,553. They are classified at grade 11.

Patricia Wesson

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: Nashville
Work county: Davidson
Work state: Tennessee

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 471760037
Length of Service (Years): 3
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Small Business Administration, Patricia Wesson serves as a Loan Specialist based in Nashville, Tennessee. Their 2024 pay totaled $72,553. They are classified at grade 11.

Paula Williams

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: Pfafftown
Work county: Forsyth
Work state: North Carolina

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 373558067
Length of Service (Years): 3
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Paula Williams holds the role of Loan Specialist at Small Business Administration based in Pfafftown, North Carolina. In 2024, their total compensation was $72,553. Their pay grade is 11.

Dawn Wagner

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: New Port Richey
Work county: Pasco
Work state: Florida

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 122180101
Length of Service (Years): 3
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Small Business Administration, Dawn Wagner serves as a Loan Specialist based in New Port Richey, Florida. Their 2024 pay totaled $72,553. They are classified at grade 11.

Karen Coleman

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: New Orleans
Work county: Orleans
Work state: Louisiana

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 221690071
Length of Service (Years): 3
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Karen Coleman is a Loan Specialist at Small Business Administration based in New Orleans, Louisiana. 2024 total compensation came to $72,553. They are classified at grade 11.

Bertha Vazquez

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: La Joya
Work county: Hidalgo
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 483795215
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Small Business Administration, Bertha Vazquez serves as a Loan Specialist based in La Joya, Texas. Their 2024 pay totaled $72,553. They are classified at grade 11.

Eunice Flores

Loan Specialist/Small Business Administration

2024 total comp

$72,553

Sub-department: Small Business Administration
Base pay: $72,553
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $72,553
Pay grade: 11
Work city: El Paso
Work county: El Paso
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $72,553
Basic Pay (before locality): $62,107
Country: United States
Duty Station Code: 482190141
Length of Service (Years): 11
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Eunice Flores works as a Loan Specialist for Small Business Administration based in El Paso, Texas. Eunice earned $72,553 in 2024. Their pay grade is 11.

Shona Cleveland

Loan Specialist/Small Business Administration

2024 total comp

$71,660

Sub-department: Small Business Administration
Base pay: $71,660
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $71,660
Pay grade: 09
Work city: Arlington
Work county: Tarrant
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $71,660
Basic Pay (before locality): $56,465
Country: United States
Duty Station Code: 480260439
Length of Service (Years): 13
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Shona Cleveland is a Loan Specialist at Small Business Administration based in Arlington, Texas. 2024 total compensation came to $71,660. They are classified at grade 09.

Deborah Evans

Loan Specialist/Small Business Administration

2024 total comp

$71,460

Sub-department: Small Business Administration
Base pay: $71,460
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $71,460
Pay grade: 09
Work city: Kemah
Work county: Galveston
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $71,460
Basic Pay (before locality): $53,043
Country: United States
Duty Station Code: 483607167
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Deborah Evans holds the role of Loan Specialist at Small Business Administration based in Kemah, Texas. In 2024, their total compensation was $71,460. Their pay grade is 09.

Evaline Anassi

Loan Specialist/Small Business Administration

2024 total comp

$71,460

Sub-department: Small Business Administration
Base pay: $71,460
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $71,460
Pay grade: 09
Work city: Houston
Work county: Harris
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $71,460
Basic Pay (before locality): $53,043
Country: United States
Duty Station Code: 483280201
Length of Service (Years): 0
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Evaline Anassi holds the role of Loan Specialist at Small Business Administration based in Houston, Texas. In 2024, their total compensation was $71,460. Their pay grade is 09.