U.S. Federal Government (non-Defense) / Small Business Administration / Loan Specialist

Job-title file

Loan Specialist

Coordinate and deliver a specific program area, supporting planning, outreach, and daily operations.

2,173 employees hold this title in Small Business Administration. Median total compensation for the role is $69,729, below the department median of $79,560.

Employees: 2,173
Total payroll: $172M
Role median: $69,729
Agency median: $79,560
Comparison: Below

What the records show

Role pay distribution

Pay distribution for this role

$0$141,598+

Hover a bar for its range; click to filter the list below.

How total compensation varies among the 2,173 people in this role. Even for one job title, pay differs with seniority, step, overtime, and tenure. Each bar is a pay range; the far-right bar collects the highest earners.

Compared with the local labor market

Loan Specialist pay vs. the United States

Across all employers in the United States, the median wage for Loan Officers — about 274,330 people — is $76,690. Small Business Administration pays a median base salary of $69,729 for this role, 9% below that figure — about the 43rd percentile of local pay for the occupation.

Where Small Business Administration sits in the local pay range

10th

25th

Median

75th

90th

$39,430

$52,730

$76,690

$104,080

$153,180

Small Business Administration median · $69,729

The bar is the range of annual wages for Loan Officers across every employer in the United States, from the 10th to the 90th percentile, with the middle 50% highlighted. The marker shows Small Business Administration’s median base salary for this role. Both figures are base pay only.

Computed over the 2,167 of 2,173 people in this role paid at least $25,000in base salary. The rest are part-year or part-time records, whose actual pay isn’t comparable to a full-time annual wage.

Median total compensation for this role at Small Business Administration is $69,729, which includes overtime and employer-paid benefits. The benchmark above excludes both, so total compensation is deliberately not compared against it.

Benchmark: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (May 2025). BLS Occupational Employment and Wage Statistics (OEWS) covers all employers in the area — private, non-profit, and government alike — so this is a comparison against the whole local labor market for the occupation, not against private-sector pay. OEWS wages are straight-time pay and exclude overtime, shift differentials, and employer-paid benefits, so the government figure shown here is base pay on the same basis. Total compensation is not comparable to it. Job titles are matched to the closest standard occupation, so the comparison is between similar work rather than an identical job classification.

Compare departments

This role across U.S. Federal Government (non-Defense)

Loan Specialist is held in 11 U.S. Federal Government (non-Defense) departments. In Small Business Administration, the median of $69,729 ranks #11 of 11.

Highest-paying departments for this role

Department of Treasury

$185,746 · 1

Export-Import Bank of the United States

$157,982 · 88

Department of Energy

$157,982 · 45

Department of Transportation

$155,659 · 6

Environmental Protection Agency

$146,375 · 4

Department of Interior

$142,437 · 6

Department of Commerce

$128,006 · 10

Department of Housing and Urban Developm

$121,342 · 9

Department of Veterans Affairs

$91,179 · 432

Department of Agriculture

$89,860 · 3,076

Median total compensation for the Loan Specialist role in other U.S. Federal Government (non-Defense)departments (highest first). Each bar links to that department’s page for this role.

Compare jurisdictions

Loan Specialist beyond U.S. Federal Government (non-Defense)

This role is reported in 2 jurisdictions. In U.S. Federal Government (non-Defense), the median of $82,891 ranks #1 of 2. See Loan Specialist across all of U.S. Federal Government (non-Defense) →

Highest-paying jurisdictions for this role

Texas

$74,429 · 39

Median total compensation for comparable Loan Specialistroles in other jurisdictions. Titles are matched by normalized name across sources, not identical job classification, and pay is not cost-of-living adjusted. Each bar links to that jurisdiction’s page for the role.

Record list

Employees with this title

Page 2

Deborah Romano

Loan Specialist/Small Business Administration

2024 total comp

$144,297

Sub-department: Small Business Administration
Base pay: $144,297
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $144,297
Pay grade: 13
Work city: Santa Ana
Work county: Orange
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $144,297
Basic Pay (before locality): $106,226
Country: United States
Duty Station Code: 063420059
Length of Service (Years): 15
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Deborah Romano works as a Loan Specialist for Small Business Administration based in Santa Ana, California. Deborah earned $144,297 in 2024. Their pay grade is 13.

John Rash

Loan Specialist/Small Business Administration

2024 total comp

$144,114

Sub-department: Small Business Administration
Base pay: $144,114
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $144,114
Pay grade: 14
Work city: Citrus Heights
Work county: Sacramento
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $144,114
Basic Pay (before locality): $111,578
Country: United States
Duty Station Code: 060712067
Length of Service (Years): 12
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

John Rash works as a Loan Specialist for Small Business Administration based in Citrus Heights, California. John earned $144,114 in 2024. Their pay grade is 14.

Edwin Lipscomb

Loan Specialist/Small Business Administration

2024 total comp

$142,302

Sub-department: Small Business Administration
Base pay: $142,302
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $142,302
Pay grade: 13
Work city: Fort Worth
Work county: Tarrant
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $142,302
Basic Pay (before locality): $112,128
Country: United States
Duty Station Code: 482450439
Length of Service (Years): 30
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Edwin Lipscomb is a Loan Specialist at Small Business Administration based in Fort Worth, Texas. 2024 total compensation came to $142,302. They are classified at grade 13.

Crystal Willingham

Loan Specialist/Small Business Administration

2024 total comp

$141,604

Sub-department: Small Business Administration
Base pay: $141,604
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $141,604
Pay grade: 14
Work city: Keller
Work county: Tarrant
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $141,604
Basic Pay (before locality): $111,578
Country: United States
Duty Station Code: 483594439
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Crystal Willingham works as a Loan Specialist for Small Business Administration based in Keller, Texas. Crystal earned $141,604 in 2024. Their pay grade is 14.

Stephen Bowman

Loan Specialist/Small Business Administration

2024 total comp

$141,590

Sub-department: Small Business Administration
Base pay: $141,590
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $141,590
Pay grade: 13
Work city: Santa Rosa
Work county: Sonoma
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $141,590
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 063490097
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Stephen Bowman works as a Loan Specialist for Small Business Administration based in Santa Rosa, California. Stephen earned $141,590 in 2024. Their pay grade is 13.

Shavaughn Baker

Loan Specialist/Small Business Administration

2024 total comp

$141,590

Sub-department: Small Business Administration
Base pay: $141,590
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $141,590
Pay grade: 13
Work city: Hayward
Work county: Alameda
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $141,590
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 061560001
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Shavaughn Baker holds the role of Loan Specialist at Small Business Administration based in Hayward, California. In 2024, their total compensation was $141,590. Their pay grade is 13.

Adena Delillo

Loan Specialist/Small Business Administration

2024 total comp

$141,590

Sub-department: Small Business Administration
Base pay: $141,590
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $141,590
Pay grade: 13
Work city: Windsor
Work county: Sonoma
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $141,590
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 064239097
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Adena Delillo works as a Loan Specialist for Small Business Administration based in Windsor, California. Adena earned $141,590 in 2024. Their pay grade is 13.

Pamela Diggins

Loan Specialist/Small Business Administration

2024 total comp

$141,590

Sub-department: Small Business Administration
Base pay: $141,590
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $141,590
Pay grade: 13
Work city: Del Rey Oaks
Work county: Monterey
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $141,590
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 061001053
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Pamela Diggins works as a Loan Specialist for Small Business Administration based in Del Rey Oaks, California. Pamela earned $141,590 in 2024. Their pay grade is 13.

Lien Ta

Loan Specialist/Small Business Administration

2024 total comp

$141,590

Sub-department: Small Business Administration
Base pay: $141,590
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $141,590
Pay grade: 13
Work city: San Jose
Work county: Santa Clara
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $141,590
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 063340085
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Lien Ta works as a Loan Specialist for Small Business Administration based in San Jose, California. Lien earned $141,590 in 2024. Their pay grade is 13.

Bernard Topper

Loan Specialist/Small Business Administration

2024 total comp

$141,590

Sub-department: Small Business Administration
Base pay: $141,590
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $141,590
Pay grade: 13
Work city: Mountain View
Work county: Santa Clara
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $141,590
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 062311085
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Bernard Topper is a Loan Specialist at Small Business Administration based in Mountain View, California. 2024 total compensation came to $141,590. They are classified at grade 13.

Norman Weekes

Loan Specialist/Small Business Administration

2024 total comp

$141,590

Sub-department: Small Business Administration
Base pay: $141,590
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $141,590
Pay grade: 13
Work city: Dublin
Work county: Alameda
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $141,590
Basic Pay (before locality): $97,373
Country: United States
Duty Station Code: 061054001
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Small Business Administration, Norman Weekes serves as a Loan Specialist based in Dublin, California. Their 2024 pay totaled $141,590. They are classified at grade 13.

Suzette Abbasi

Loan Specialist/Small Business Administration

2024 total comp

$141,557

Sub-department: Small Business Administration
Base pay: $141,557
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $141,557
Pay grade: 13
Work city: Herndon
Work county: Fairfax
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $141,557
Basic Pay (before locality): $106,226
Country: United States
Duty Station Code: 511220059
Length of Service (Years): 11
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Small Business Administration, Suzette Abbasi serves as a Loan Specialist based in Herndon, Virginia. Their 2024 pay totaled $141,557. They are classified at grade 13.

Mary Arch

Loan Specialist/Small Business Administration

2024 total comp

$138,992

Sub-department: Small Business Administration
Base pay: $138,992
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $138,992
Pay grade: 13
Work city: Coraopolis
Work county: Allegheny
Work state: Pennsylvania

Source-specific fields

Adjusted Basic Pay (incl. locality): $138,992
Basic Pay (before locality): $115,079
Country: United States
Duty Station Code: 421680003
Length of Service (Years): 44
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Mary Arch works as a Loan Specialist for Small Business Administration based in Coraopolis, Pennsylvania. Mary earned $138,992 in 2024. Their pay grade is 13.

Renee Weller

Loan Specialist/Small Business Administration

2024 total comp

$137,624

Sub-department: Small Business Administration
Base pay: $137,624
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $137,624
Pay grade: 13
Work city: Herndon
Work county: Fairfax
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $137,624
Basic Pay (before locality): $103,275
Country: United States
Duty Station Code: 511220059
Length of Service (Years): 11
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

At Small Business Administration, Renee Weller serves as a Loan Specialist based in Herndon, Virginia. Their 2024 pay totaled $137,624. They are classified at grade 13.

Rosselyn Morataya

Loan Specialist/Small Business Administration

2024 total comp

$137,624

Sub-department: Small Business Administration
Base pay: $137,624
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $137,624
Pay grade: 13
Work city: Herndon
Work county: Fairfax
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $137,624
Basic Pay (before locality): $103,275
Country: United States
Duty Station Code: 511220059
Length of Service (Years): 11
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Rosselyn Morataya is a Loan Specialist at Small Business Administration based in Herndon, Virginia. 2024 total compensation came to $137,624. They are classified at grade 13.

Aarti Phull

Loan Specialist/Small Business Administration

2024 total comp

$137,624

Sub-department: Small Business Administration
Base pay: $137,624
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $137,624
Pay grade: 13
Work city: Herndon
Work county: Fairfax
Work state: Virginia

Source-specific fields

Adjusted Basic Pay (incl. locality): $137,624
Basic Pay (before locality): $103,275
Country: United States
Duty Station Code: 511220059
Length of Service (Years): 14
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Aarti Phull holds the role of Loan Specialist at Small Business Administration based in Herndon, Virginia. In 2024, their total compensation was $137,624. Their pay grade is 13.

Robin Hampton

Loan Specialist/Small Business Administration

2024 total comp

$137,243

Sub-department: Small Business Administration
Base pay: $137,243
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $137,243
Pay grade: 13
Work city: Mount Ulla
Work county: Rowan
Work state: North Carolina

Source-specific fields

Adjusted Basic Pay (incl. locality): $137,243
Basic Pay (before locality): $115,079
Country: United States
Duty Station Code: 373214159
Length of Service (Years): 2
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Robin Hampton works as a Loan Specialist for Small Business Administration based in Mount Ulla, North Carolina. Robin earned $137,243 in 2024. Their pay grade is 13.

Kimberly Bury

Loan Specialist/Small Business Administration

2024 total comp

$137,202

Sub-department: Small Business Administration
Base pay: $137,202
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $137,202
Pay grade: 13
Work city: Citrus Heights
Work county: Sacramento
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $137,202
Basic Pay (before locality): $106,226
Country: United States
Duty Station Code: 060712067
Length of Service (Years): 13
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Kimberly Bury works as a Loan Specialist for Small Business Administration based in Citrus Heights, California. Kimberly earned $137,202 in 2024. Their pay grade is 13.

Sally Grabowski

Loan Specialist/Small Business Administration

2024 total comp

$137,202

Sub-department: Small Business Administration
Base pay: $137,202
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $137,202
Pay grade: 13
Work city: Citrus Heights
Work county: Sacramento
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $137,202
Basic Pay (before locality): $106,226
Country: United States
Duty Station Code: 060712067
Length of Service (Years): 15
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Sally Grabowski is a Loan Specialist at Small Business Administration based in Citrus Heights, California. 2024 total compensation came to $137,202. They are classified at grade 13.

Daniel Smallhouse

Loan Specialist/Small Business Administration

2024 total comp

$137,202

Sub-department: Small Business Administration
Base pay: $137,202
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $137,202
Pay grade: 13
Work city: Citrus Heights
Work county: Sacramento
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $137,202
Basic Pay (before locality): $106,226
Country: United States
Duty Station Code: 060712067
Length of Service (Years): 13
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Daniel Smallhouse is a Loan Specialist at Small Business Administration based in Citrus Heights, California. 2024 total compensation came to $137,202. They are classified at grade 13.

Gary Wamhof

Loan Specialist/Small Business Administration

2024 total comp

$134,815

Sub-department: Small Business Administration
Base pay: $134,815
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $134,815
Pay grade: 13
Work city: Fresno
Work county: Fresno
Work state: California

Source-specific fields

Adjusted Basic Pay (incl. locality): $134,815
Basic Pay (before locality): $115,079
Country: United States
Duty Station Code: 061370019
Length of Service (Years): 33
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Gary Wamhof holds the role of Loan Specialist at Small Business Administration based in Fresno, California. In 2024, their total compensation was $134,815. Their pay grade is 13.

Scott Marshall

Loan Specialist/Small Business Administration

2024 total comp

$134,811

Sub-department: Small Business Administration
Base pay: $134,811
Overtime: $0
Other pay: $0
Benefits: $0
Total compensation: $134,811
Pay grade: 13
Work city: Fort Worth
Work county: Tarrant
Work state: Texas

Source-specific fields

Adjusted Basic Pay (incl. locality): $134,811
Basic Pay (before locality): $106,226
Country: United States
Duty Station Code: 482450439
Length of Service (Years): 30
Occupation Code (OPM): 1165
Pay Plan (OPM): GS

Scott Marshall works as a Loan Specialist for Small Business Administration based in Fort Worth, Texas. Scott earned $134,811 in 2024. Their pay grade is 13.